INSURANCE IN SANTA CRUZ BOLIVIATravelers usually prefer to contract travel and international medical insurance before leaving their home countries; however, your plan may not cover your medical expenses overseas. If you are moving to Bolivia for a sustained period of time, there are several reputable companies that provide life, health, auto, homeowners, and travel coverage for you and your family in Santa Cruz.
Since the political and economic environment in Bolivia fluctuates from time to time, I’ve found that many companies have not survived in Santa Cruz during the past few years. And, it’s difficult to convince people to spend money to purchase coverage that will cover possible future events, when they are struggling to make it financially from one day to another. So it’s probably better to use a company that is backed by a broker that will cover its customers if it can't stay in business. The following are some of the more reputable companies in Santa Cruz. They have been around for a while and seem to be strong enough to weather the economic ups and downs that have taken many other companies to financial ruin. BISA is the company I’ve used for home and car insurance and I was always well attended to. They provide very good customer service and their personnel is very professional. An important note about car insurance: when you purchase a car, you are required by law to carry SOAT coverage (a type of basic coverage that all drivers must have). This is IN ADDITION to any private coverage you may decide to purchase. It is not optional. SOAT is government-ordered and must be paid for once a year (it's very affordable). You are given a sticker at the time you purchase it that must be applied to the front windshield of your car. If you don't have this, your car can be confiscated and you can be fined or jailed. Only you can choose which company best offers the services you are looking for, depending on what your family, home and/or business needs are. Each of these companies has a website and contact information, so you can look into what they offer and inform yourself before you arrive.
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